Overdraft Protection

Mistakes can happen. With Overdraft Protection, you’ll have the peace of mind you need and a tool to help avoid costly fees if your checking account becomes overdrawn.

You can choose to link your checking account to another SharePlus Checking, Savings, Money Market Account or a Line of Credit for Overdraft Protection. In the event your checking account is overdrawn, funds will automatically be transferred from your Overdraft Protection account.

Benefits:

  • Easy and quick to setup – Only pay for Overdraft Protection if you use it. No Annual fee. No charge to sign-up.
  • Save Money – Helps to avoid paying fees for overdrawing your checking account. Helps avoid fees from creditors such as returned check fees or late fees.
  • Provides a Safety Net – By protecting you from important payments being returned or declined.

To set up automatic transfers from your SharePlus accounts to cover overdrafts or to Apply for a Line of Credit, please call or visit your local branch or contact Customer Care at (800) 352-8257.

SharePlus may also, at its discretion, authorize and pay overdrafts for your checks, automatic bill payments and other transactions. However, SharePlus does not authorize and pay overdrafts for ATM transactions and everyday debit card transactions unless you ask us to. This could be helpful in an emergency or instances when you inadvertently overdraw your account. 

 If you want SharePlus to authorize and pay overdrafts on ATM and everyday debit card transactions, please Click Here to learn more and to OPT-IN. You may also call us at (800) 352-8257 or visit your local branch. To learn more about Overdraft Coverage Click Here to view video.

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